Credit Repair
What does the consultation include?
We start by asking few questions about your credit and if possible send copy of credit report you have or screenshots from your monitoring apps. Then we’ll go over the specific details of your credit history with you and identify what items in your history are damaging your credit. We will also analyze your positive credit and explain how to optimize your report using techniques for paying bills and opening or closing credit.
Help to Understand Your Credit
Credit damage is only half of what influences your credit report. You need to build a balanced report by continuously generating new months of positive history. We will show you how.
What’s Happening with Your Credit Behind the Scenes
Think about this: Your credit report is updated by your creditors and the credit reporting agencies, and requested by others who want to see if you qualify for new credit. This constant activity happens — even without your knowledge – as you go about your daily life. With credit report repair, you break into the mix and take inventory of all the actions that have taken place on YOUR credit. Until the 70s people actually had no rights regarding their own credit report. Access to your own credit history wasn’t available and you had no right to address wrongfully reported information. This was a horrible situation for consumers who applied for credit, got turned down, and had no way of finding out why—or even if it was a mistake. This is why the Fair Credit Reporting Act (FCRA) was enacted into law. Among other protections, it gives you many important rights when it comes to your credit report. Because of the FCRA and other consumer protection laws, we now have the ability to go in, check out your credit, correct what we see as unfairly reported, improve items that are hurting your score, and help you get your credit in a much better place. The case for credit repair is a strong one. And no one’s better armed to repair your credit and boost your credit score than Solvency Backdoors
